Strangely enough, the only time I checked how fast banks reply was during a power outage - my bill was overdue, my phone was dying, and I needed a quick solution. I looked up fastest bank loan approval philippines just to see what kind of timelines adults usually deal with. What stood out was how different the speeds were: some banks replied the same day, others took their time. The main thing I learned is that the clearer the bank is about their processing hours, the less guessing you have to do.