I'm very new to the game and play alone at the moment, by my own choice, while I try to figure out all the workings of the game.  My question at this time is how to spend loyalty points?  I don't know where they are stored, so I don't know how many I have and one of the daily tasks is to spend so many of them, but I can't do it because I don't know HOW to spend them, on what and where they are?  Sorry to be so dense, but this kind of thing drives me nuts. 

Should also have mentioned that I am trying to buy charms for my shaman but can't seem to find where to buy them.  I've been through every tab in the store and in the bank and there are no listings for charms.  Help would be much appreciated.  

SheLion - asJohn said, you need to be a member of a clan before you can earn loyalty points from doing Clan Tasks.

Regarding charms, Baggi charms can be bought in Clan store for loyaly points. For the others you can get them from Events, by killing special types of invaders (Snowkings, turkeys etc ) that are announced throughout the year, usually Christmas, Easter, Halloween, Thanksgiving, and sometimes in the Season Store with runic coins.

Do you like eating burgers at Jack in the Box   but find it challenging to pay using cash or credit card? Well! You do not need to worry if you are an Apple user. You can easily make use of Jack in the Box Apple Pay via your iPhone, Apple Watch or other Apple devices.  

MyFedLoan  is a company that helps you with your federal student loans. They handle things like sending you bills, taking your payments, and helping you figure out the best way to pay back your loans. If you have federal student loans, MyFedLoan is who you talk to for help. They have resources to make paying back your loans easier. 

Help would be much appreciated.  

________________________________________________________________________

Skysmotor sells the following products online: Nema 17 Stepper Motor , Nema 23 Stepper Motor , Hybrid Stepper Motor, Stepper Motor and can be purchased online if necessary.

 Tellschnucks Survey    Schnucks, a promine nt grocery store chain, was founded in 1939 in St. Louis, Missouri. Over the years, it has grown to become one of the largest privately-held supermarket chains in the United States. Known for its commitment to quality,  value, and customer service, Schnucks offers a wide range of grocery items, including fresh produce, meats, bakery goods, and more. 

EHallPass is a dig ital tool for schools that makes managing hall passes and tracking students easy. Instead of using paper passes, teachers and students can use a mobile app. It helps teachers keep an eye on where students are in real-time, which keeps everyone safe and organized.